by Winning a contract should be a moment of celebration for any business. But for many Zambian entrepreneurs, it often comes with a big question: “How am I going to fund this?”
That’s where Panda Africa comes in. They offer practical, flexible financing that helps businesses deliver on contracts without running into cash flow problems.
Whether you’ve landed a government tender, a corporate supply contract, or a service delivery deal, Panda Africa makes sure that money isn’t what holds you back from executing.
So, What is Contract Financing?
Let’s say your company has been awarded a contract to supply goods or complete a project. You’ve got the team and the plan, but not the upfront cash to buy materials, pay workers, or cover logistics. Panda Africa steps in to provide the working capital you need to start the job and keep it moving smoothly.
You repay the loan once your client pays you. That could be a government agency, a corporate customer, or any other reliable entity.
In short, Panda Africa helps you start strong, deliver confidently, and grow sustainably.
Who Can Apply?
If you’re a registered business in Zambia with a valid contract or purchase order from a reputable client, you’re off to a good start.
Panda looks at:
- The value of your contract
- Your ability to deliver
- A few standard documents (bank statements, payslips, ID)
- Your repayment potential
If you’ve borrowed before and paid back well, the process becomes even easier. You may be eligible for top-ups or apply remotely without visiting the office.
How It Works Step by Step
- Get in Touch: Reach out to Panda Africa through their website or visit the office.
- Share Your Documents: Submit your stamped contract, three months of bank statements, recent payslips, and ID.
- Get Assessed: Panda’s team reviews your documents to determine how much you qualify for.
- Receive Funds: Once approved, the money is sent directly to your business account so you can get started.
If you run into delays, Panda offers repayment extensions and flexible plans based on your situation. They understand how business works in the real world.
Why This Is a Game-Changer for Zambian Businesses
1. You Can Finally Scale
This isn’t just about loans. It’s about growth. With Panda Africa’s support, you no longer have to walk away from big opportunities. You can take on larger projects, build your team, and strengthen your brand.
2. You Can Compete for Government Tenders
Many businesses lose out on tenders simply because they can’t fund operations upfront. Panda Africa fills that gap so more local businesses can participate in national procurement.
3. You Help Drive Zambia’s Development
When small businesses deliver, communities benefit. Jobs are created. Services improve. Infrastructure grows. And Zambia moves forward.
Panda Africa is more than just a lender. They are a partner for progress. They are helping Zambian businesses like yours not just survive but succeed and thrive.
So if you’re holding a signed contract but need the capital to make it happen, don’t let the opportunity go to waste. Reach out to Panda Africa and get moving.
Visit pandaafrica.com to apply or learn more
