30th September 2020

How to get a ZEduPad on credit

Source: iSchool
Source: iSchool

In case you were wondering how to literally get your hands on the ZEduPad, there’s credit options. We had a little chat with iSchool to find out more: 

What payment options do you give? Can customer set a customized plan depending on their income?

There are three payment options:

1. DDAC payment plan. This is a three-month payment plan and the tablet costs K1,880. The requirements for this include K500 cash down payment for the first month with the remaining balance paid within two months. The customer will need to fill in two forms, letter of agreement and DDAC form. They will also need to attach a copy of their latest payslip and NRC. Once the forms are verified and the K500 paid, a customer can walk away with the tablet. The process takes 1-5 working days.

2. Civil Service Plan. This plan does not require a cash deposit. Our target group is mainly civil servants. This group has 2 payment plan options, either pay for the tablet in 3 months at a cost of K1,880 or pay in 6 months at a cost of K2,130. All they need to do is fill in the letter of agreement and civil service scheme form, attach their latest payslip and a copy of their NRC. Once forms are complete and verified, the tablet can be collected.

3. Lay-by can be done at our shop at Manda Hill or through direct bank deposits. The cost of the tablet is the same as a cash payment of K1,680. A customer can pay for the tablet up to a period of 3 months but the collection of the tablet can only happen once payment is complete.

What happens if they default?
It attracts interests. the longer a customer defaults, the more interest he/she is required to pay especially when they haven’t made any effort to call us and explain what the problem behind their default is, in this case no interest is added.
Where can they get them on credit terms, as in, at all partner retailers, or just your offices?

Our credit terms are offered at any of our selling points i.e. our shop at Manda Hill, or from our kiosks in different malls (East Park, Woodlands, Kafubu and Cosmopolitan). Credit terms are also offered from our head office along Independence Avenue. Customers can also request that we email the forms to them and once they fill them in, the forms can be scanned and sent back to us via email or one of our sales agents can visit the customer’s workplace place to pick up the forms as well as deliver the tablet.
On why the credit scheme was specifically established and what solution it was creating, Nkama Mutale, iSchool Sales Manager says: 

“The credit scheme was established to enable more people afford to own our tablet. Not every one can afford to make a cash payment. We have seen more people signing up to purchase the tablet on credit, which is great because we would like to see all primary school going children owning our tablet because it has been very helpful and we get many testimonies on how it has helped children improve their learning.”

 

In 2014, iSchool had signed a memorandum of understanding with the Basic Education Teachers Union of Zambia enabling a 4-month credit scheme for the Teacher edition of the ZEduPad. It’s good to see iSchool taking a step towards affordable access to ICTs.

ZEduPad comes in 3 editions, the Home, Pupil and Teacher versions.

Sandi

Tech blogger. Gadget junkie. Life lover. I love eyeliner. Miller runs through my veins.

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