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AstroTech’s AstroMobile and AstroCred: Revolutionizing Technology and Finance in Africa

AstroTech is a dynamic and innovative business that is transforming the financial services and technology industry in Africa. The company’s cutting-edge offerings, such as AstroMobile and AstroCred, are empowering individuals and businesses across the country. It is a Pan-African technology company that seeks to drive social and economic growth by leveraging the power of mobility. Its services currently span multiple sectors with a focus on financial services and mobile device manufacturing. It currently has a presence in Zimbabwe, Zambia, Malawi, Mozambique, and South Africa. 

Munyaradzi Gwatidzo, CEO of AstroTech says, “Access to technology does not only improves one’s ability to communicate but drives social and economic growth as all essential services, like financial services, education, healthcare, and more, are now easily accessible via mobile devices, bridging the gap and accelerating growth of these services.”


AstroMobile, a subsidiary of AstroTech, has made significant strides in addressing the digital divide in Zambia by offering a range of smart feature phones. AstroTech’s mission is to make mobile phones accessible to Zambians who cannot afford them outright, providing a unique solution by offering these devices on credit. One of the key challenges faced by many individuals in Zambia is the affordability of mobile phones, which can limit their access to vital communication tools and digital services. AstroTech recognized this issue and developed a business model that focuses on enabling affordable ownership of smartphones for those who need them the most. 

The AstroMobile range offers a selection of smart feature phones that are specifically designed to cater to the needs of users in Zambia. These devices combine essential features of a smartphone, such as an internet connectivity, social media apps, and basic productivity tools, with a user-friendly interface that is accessible even to those who may not be familiar with advanced technology. What sets AstroTech apart is its credit-based system, which allows individuals to obtain an AstroMobile device even if they cannot afford the full purchase price upfront. By offering flexible payment options, the company empowers customers to make affordable monthly payments until they have fully paid for the device. This approach ensures that individuals who would otherwise be excluded from owning a mobile phone can now enjoy the benefits of digital connectivity. 

AstroTech provides comprehensive customer support services to assist users in understanding and utilizing the features of their AstroMobiles effectively. This includes offering troubleshooting assistance and regular software updates to keep the devices optimized and secure. AstroTech has also established partnerships with local telecommunications providers to ensure that AstroMobile users have access to these devices through their service centres. By collaborating with these providers, the company helps bridge the gap between device ownership and connectivity, further enhancing the value and impact of its products. 


AstroCred is a digital lending platform that aims to revolutionize access to credit in Africa. Traditional lending institutions often have stringent requirements, lengthy approval processes, and high interest rates, which make it difficult for individuals and small businesses to secure loans. AstroTech recognized this problem and set out to bridge the credit gap by introducing AstroCred. AstroCred operates on a decentralized system where borrowers and lenders can engage in peer-to-peer lending without the need for intermediaries, reducing costs and eliminating unnecessary delays. 

AstroCred promotes financial inclusion by fostering a credit ecosystem that benefits both lenders and borrowers. Lenders can diversify their investment portfolios by funding multiple loans, earning competitive interest rates on their investments. Borrowers, on the other hand, can build their creditworthiness by making timely repayments, potentially gaining access to larger loan amounts and lower interest rates in the future. 

AstroCred has the potential to significantly impact the financial landscape in Africa by democratizing access to credit.  As the company continues to expand its operations and reach, it aims to empower more people across Africa to fulfil their dreams, grow their businesses, and improve their lives through the power of digital lending. 

By harnessing the power of mobile devices and digital platforms, AstroTech is providing individuals and businesses with the tools they need to thrive in today’s digital economy.